KeepCreditCardOpen

A simple service to keep your credit cards open and active with small, regular charges.

Secure Payments
Reliable Service
Simple Management

All payments are securely processed by Stripe. Your credit card information is never stored on or accessible to our servers.

Home FAQ Why Keep Cards Open Effect on Credit Score Decision Guide

Regular Subscriptions

Set up automatic charges to keep your card active without manual intervention:

Annual Subscriptions (Yearly)

$0.99
per year
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$1.99
per year
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$2.99
per year
Subscribe
$9.99
per year
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Learn More About Credit Card Management

Why Keep Credit Cards Open

Discover why keeping credit cards open benefits your credit score through improved utilization ratio and longer credit history.

Impact on Credit Score

Learn how inactive credit cards affect various components of your credit score and what you can do to prevent negative effects.

Should I Keep My Old Card Open?

Use our comprehensive decision guide to determine whether keeping your old credit card open is the right choice for your situation.

Service Disclaimer

Please read and understand the following information about our service:

  • Purpose: KeepCreditCardOpen provides only small charges to help keep credit cards active. We do not provide any other products or services.
  • No Financial Advice: We do not provide financial advice or guarantee that using our service will affect your credit score or prevent card closures.
  • Payment Processing: All payments are processed securely by Stripe, a third-party payment processor.

By using our service, you acknowledge that you are solely responsible for managing your credit accounts, and that KeepCreditCardOpen is not affiliated with any financial institution or credit card issuer.